In Baltimore City, Maryland, the property tax rate is 2.2480%, plus the Maryland state property tax rate of 0.1120%, while the Homestead Credit Cap is 4%. Use our Free Baltimore City Property Tax Calculator to estimate your annual tax bill instantly based on your property’s assessed value, applying the latest 2026–2027 tax rates for accurate results.
Baltimore City Property Tax Calculator
Estimate your annual Baltimore City property tax using the official 2026–2027 combined property tax rate.
Note: Looking for Baltimore City property records or property tax records? Use our free Property Search Tool to search by owner name, address, or parcel ID instantly.
Baltimore City Property Tax Due Dates (2026–2027)
Property taxes in Baltimore City follow Maryland’s annual billing schedule. Review the important 2026–2027 property tax due dates below to avoid late payments, interest charges, and potential collection actions.
| Event | 2026–2027 Due Date |
|---|---|
| Property Tax Bills Mailed | July 2026 |
| Annual Property Tax Due | September 30, 2026 |
| Last Day to Pay Without Interest | September 30, 2026 |
| Interest & Penalties Begin | October 1, 2026 |
| Tax Sale for Delinquent Properties* | Expected May 2027 (subject to official schedule) |
*Note: Tax sale dates may vary each year based on Baltimore City’s official tax sale schedule.
How to Calculate Baltimore City Property Tax Using the Official Formula
Baltimore City property tax is calculated using your property’s net assessed value and the official combined tax rate. Follow the simple steps below to estimate your annual property tax accurately for the 2026–2027 tax year.
Official Baltimore City Property Tax Formula
Baltimore City uses the official Maryland assessment method to calculate annual property taxes. The formula combines the Baltimore City tax rate ($2.2480) and the Maryland state tax rate ($0.1120) for a total combined rate of $2.3600 per $100 of assessed value.
Formula
Property Tax = (Net Assessed Value ÷ 100) × 2.3600
Example:
- Net Assessed Value = $200,000
- $200,000 ÷ 100 = 2,000
- 2,000 × 2.3600 = $4,720.00 Annual Property Tax
Step 1: Find Your Net Assessed Property Value
Your property’s net assessed value is determined by the Maryland State Department of Assessments and Taxation (SDAT). If you qualify for the Homestead Tax Credit, the taxable assessment increase may be limited before calculating your annual property tax.
Example:
- Market Assessment: $215,000
- Eligible Taxable Assessment: $200,000
- Net Assessed Value Used for Tax Calculation: $200,000
Step 2: Apply the Combined Baltimore City Tax Rate
After determining the net assessed value, divide it by 100 and multiply the result by the combined Baltimore City property tax rate of 2.3600. The calculated amount represents your estimated annual property tax before any additional charges or credits.
Example:
- Net Assessed Value = $350,000
- $350,000 ÷ 100 = 3,500
- 3,500 × 2.3600 = $8,260.00 Estimated Annual Property Tax
Baltimore City Property Tax Rates (2026–2027)
The Baltimore City property tax bill includes both the local and Maryland state tax rates. The table below shows the official 2026–2027 property tax rates used to calculate annual real property taxes.
| Tax Component | Rate per $100 Assessed Value | Equivalent Rate (%) |
|---|---|---|
| Baltimore City Real Property Tax | $2.2480 | 2.2480% |
| Maryland State Property Tax | $0.1120 | 0.1120% |
| Combined Property Tax Rate | $2.3600 | 2.3600% |
| Homestead Credit Cap | — | 4% |
Baltimore City Homestead Property Tax Credit (2026–2027)
The Baltimore City Homestead Property Tax Credit helps eligible homeowners reduce taxable assessment increases. If your home is your primary residence, the credit can limit annual assessment growth and lower your property tax bill.
Who Qualifies for the Homestead Tax Credit?
To qualify, the property must be your principal residence and be owner-occupied. You must apply through the Maryland Department of Assessments and Taxation (SDAT). Once approved, the credit automatically applies to future eligible tax years unless your eligibility changes.
How the Homestead Credit Works
Baltimore City follows Maryland’s Homestead Credit rules. For eligible homeowners, the taxable assessment increase is limited by the local Homestead Credit Cap, helping protect against large annual property tax increases caused by rapidly rising property values.
Benefits of the Baltimore City Homestead Credit
The Homestead Property Tax Credit can reduce your annual property tax bill, provide more predictable tax increases, and help homeowners manage long-term housing costs. It is especially valuable for owner-occupied homes in neighborhoods experiencing significant appreciation.
Conclusion
The Baltimore City Property Tax Calculator (2026–2027) makes it easy to estimate your annual property tax using the latest combined tax rate of $2.3600 per $100 of assessed value. Along with the calculator, this guide covers official tax rates, payment due dates, the calculation formula, and Homestead Tax Credit information to help property owners better understand their tax obligations.
Frequently Asked Questions
1. How is Baltimore City property tax calculated?
Baltimore City property tax is calculated using the formula (Net Assessed Value ÷ 100) × $2.3600, which includes the $2.2480 city tax rate and the $0.1120 Maryland state tax rate.
2. What is the Baltimore City property tax rate for 2026–2027?
The official combined property tax rate is $2.3600 per $100 of assessed value. This consists of the Baltimore City rate of $2.2480 and the Maryland state rate of $0.1120.
3. Can I calculate my Baltimore City property tax online?
Yes. You can use the Baltimore City Property Tax Calculator to estimate your annual, monthly, and quarterly property tax by entering your property’s assessed value.
4. What is the Homestead Tax Credit in Baltimore City?
The Homestead Property Tax Credit limits taxable assessment increases for eligible owner-occupied primary residences, helping reduce future property tax increases.
5. Does the calculator include both city and state property taxes?
Yes. The calculator uses the official combined rate of $2.3600 per $100 of assessed value, which includes both the Baltimore City and Maryland state property tax rates.